Peratera
Peratera is a global business accounts and cross-border payment platform that helps businesses manage international payments with speed, transparency, and efficiency. The platform combines modern financial technology with business banking solutions to simplify global commerce.
Companies use Peratera to send, receive, hold, and exchange funds through one secure platform while expanding into international markets.
Peratera provides multi-currency business accounts that allow organisations to manage funds in multiple currencies without unnecessary conversions. Businesses can receive local payments, make international transfers, and maintain better control over global cash flow. As a result, companies reduce banking complexity while improving operational efficiency.
Moreover, the platform supports cross-border payments through trusted payment networks, including SWIFT, SEPA, Faster Payments, BACS, CHAPS, ACH, and Direct Debit. Businesses process domestic and international transactions quickly while benefiting from transparent pricing and competitive foreign exchange rates. Consequently, organisations improve payment speed and reduce international transaction costs.
In addition, Peratera enables businesses to accept more than 300 local and international payment methods across more than 190 countries. The platform also offers physical and virtual business cards that simplify global spending and expense management.
Therefore, companies gain greater flexibility when operating across multiple regions. Peratera also delivers developer-friendly APIs that integrate payments, reporting, and financial workflows into existing business systems.
This modern infrastructure helps fintech companies, e-commerce businesses, marketplaces, SaaS providers, affiliate networks, travel companies, and import and export businesses automate financial operations while supporting rapid international growth. Security remains a core priority across the platform.
Peratera uses AI-powered fraud monitoring, PCI DSS Level 1 security standards, GDPR compliance, encrypted payment data, and safeguarded client accounts to protect every transaction.
These security measures strengthen customer confidence while helping businesses meet regulatory requirements. The company also operates as an FCA-authorised Electronic Money Institution in the United Kingdom.
Ultimately, Peratera positions itself as a trusted global business accounts and cross-border payment platform. By combining multi-currency accounts, international payment processing, virtual cards, embedded financial infrastructure, and secure payment technology, the company enables businesses to scale globally while simplifying international financial management.
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